Let’s prep for

your legacy

together.

Janice Cruz

Life Licensed Advisor

Let's prep for you legacy together.

Janice Cruz

Life Licensed Advisor

Become Financially Ready

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Protect your income and well-being with comprehensive insurance solutions. Secure financial stability during a disability and enjoy health and dental benefits for everyday care.

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Become
Financially Ready

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Protect your income and well-being with comprehensive insurance solutions. Secure financial stability during a disability and enjoy health and dental benefits for everyday care.

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Hi, I’m Janice Cruz!

I’m a Life Licensed Advisor based out of our Greatway Office at 1223 31 Ave NE, Calgary, Alberta T2E 7W1.

I currently have a Life and Accident & Sickness license in the following jurisdictions: Alberta

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

Hi, I’m Janice Cruz!

I’m a Life Licensed Advisor based out of our Greatway Office location at 1223 31 Ave NE, Calgary, Alberta T2E 7W1

I currently have a Life and Accident & Sickness license in the following jurisdictions:
Alberta

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

Building Wealth with Confidence-Trusted Financial Guidance for your Future.

Money made Simple- Smart Financial Advice for Real Life Goals.

My Journey: From Paycheck-to-Paycheck to Purpose-Driven Financial Advocate

In 2013, I arrived in Canada as a Temporary Foreign Worker. Like many of us who take the leap to work abroad, I was full of dreams and determination, ready to do whatever it took to provide for my needs and support my loved ones back home in the Philippines. I worked hard, often juggling long hours, just to make ends meet. But even though I was earning,

I wasn't truly saving or growing my money. I lived paycheck to paycheck, thinking it was enough, until life gave me a harsh wake-up call. When my mother passed away, I faced one of the most painful moments in my life, But what made it

even harder was realizing I couldn't afford to go home and say goodbye. That moment changed everything. I knew something had to change, not just for me, but for my future, my family, and

others who might go through the same struggle.

One day, a friend introduced me to someone who gave advice on how to become financially successful.

At first, I was hesitant. I thought managing money was only for people who already had a lot. But as I started learning,

I realized that financial literacy is something we all deserve, especially those who work hard for every dollar.

Slowly, I changed my habits. I learned how to manage my income, protect my future, invest wisely, and build the foundation for true financial security. The more I learned, the more I felt the calling to help others do

the same.

That's why I became a Licensed Financial Advisor, not just a profession, but as a mission. I want to empower

hardworking Filipinos and immigrants like me to break the cycle of financial stress, start building wealth with intention, and achieve peace of mind for themselves and their families.

  • Financial Education for all -because money shouldn't be a mystery

  • Breaking the paycheck-to-paycheck cycle- through savings, protection, and smart investment.

  • Helping others rise - because I know how it feels to fall.

Any questions?
I look forward to
hearing from you!

I know that your time is sacred, we’ll be in touch soon!
You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality.
Please be assured that I will never sell or distribute the personal information you provide.

Province of Residence

By checking this box, I consent to receive transactional messages related to my account, or services I have requested. These messages may include appointment reminders, confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Any questions? I look forward
to hearing from you!

I know that your time is sacred, we’ll be in touch soon! You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.

Province of Residence

By checking this box, I consent to receive transactional messages related to my account, or services I have requested. These messages may include appointment reminders, confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

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